We Want to Reduce Our Portion of Waste

There are times I just get disgusted with humans. I hope that is not taken the wrong way, but sometimes we just don’t think. Take a look at how much food we waste every day. How much water we waste when there are people who have no access to clean water. We are putting things in landfills that are extremely dangerous. I was reading up on this one evening, and I knew that I needed to look further into waste management services after seeing just how much of a difference can be made when we take active steps to live better lives here.

I am not trying to sound poetic or like I am the superhero of environmentalists, because that is just not the case. I do know that if we all do our part though, that we can make this world a much better place. I was interested in food waste management the most, which makes sense since I am in the food industry. Continue reading We Want to Reduce Our Portion of Waste

Vision Gives Me the Advantage

My father and I started taking clay pigeon shooting lessons last year because we thought it would be a good way for us to have fun. Over the years, we’ve done various things, some of them pretty normal and some outrageous. We’ve gone through our share of times fishing at the lake, have done fishing in the ocean, and have even tried salmon fishing by swiping our hands at a stream like a bear. We’ve gone sky diving, horseback riding, and deep sea diving. For us, life is pretty much the ultimate adventure.

My father made a bet with me that he would be able to shoot more pigeons on the first day than I would. The bet was for $50. He was so sure that he would be able to get more than me, but I kept telling him that I would be better because I have better eyesight. My father wears glasses, and I don’t, not to mention that he’s much older than me. Continue reading Vision Gives Me the Advantage

Planning a Family Sporting Clay Event for the Holidays

When my grandmother said she didn’t have it in her to cook a big holiday meal this year, I suggested guns and dinner. A few of my other family members were gathered with us when I said it. They know I like to bring a little intrigue first before the reveal, so my Aunt said, “Okay, I’ll bite the bait there. What do you mean?” I told her that we could have a Christmas party in Bristol at Lady’s Wood where we all go and shoot clays. No one else knew that they provided that service.

They have the Christmas Cracker package where everyone can eat and shoot 125 clays each. My grandmother told me she didn’t have the energy to cook a huge meal, but that she was ready, willing and able to go shoot clays with me. That’s my grandma! I was glad to be able to perk up her interest for the holidays this year. She is so much looking forward to our scheduled event. She can really shoot, and she is someone to be reckoned with when it comes to clay pigeons. Continue reading Planning a Family Sporting Clay Event for the Holidays

I Love the New Look of My Office

I looked around at the office I have had for nearly three years. I was not extremely pleased with it, but I also knew that I could have done a lot worse. The best feature of it is the lighting, because of the many windows that are throughout the different offices. Natural light comes in and just makes the entire office look nicer than what it is. I was looking around though and knew that I wanted more, which is why I did a search for office interior solutions. I knew that I did not have the creativity to make it look nicer, but I was willing to pay someone else who did possess that. Continue reading I Love the New Look of My Office

7 Reasons Why You Should Invest in a Fixed Deposit

If you’re thinking about investing in a fixed deposit, then you’re already on your way to securing your financial future. This is not just a smart move, but also a move where you can find a lot of returns for you.

Investing through a fixed deposit scheme have become widely popular, since they are one of the most stable methods of investing, and you’re assured of getting a return. Once you start looking into FDs, check the interest rate that your bank is offering you and see how much you stand to gain at the end of the tenure period.

Let’s take a look at why fixed deposits are one of the best methods of investment.

They’re One of The Safest Methods of Investing

If you’re thinking of investing in something like the stock market, then you know that there’s a considerable level of risk that you have to take into factor. You could stand to gain a lot, or you could lose everything that you sank in.

But that’s not the case with fixed deposits. They’re known to be one of the safest methods of investing. You can choose FD investment schemes that will always expect a return.

They’re Flexible to Your Needs

By flexible, I mean that they’re essentially tailored to have maturity periods that are suited to your convenience. You can choose to lock in a sum of money for as little or as long as you want. Keep in mind though, that you won’t be able to access the money during that period, since it is in the maturation period. Keep this in mind when you’re thinking of opening a FD account.

You can also tailor your periods so that you can qualify for fixed deposit tax benefits, saving you from having to pay taxes on your investment.

They Can be Compounded if you don’t Need your Money

After the end of the maturity period, if you don’t need the money from the fixed deposit, you can reinvest it again and gain additional interest from the total amount that you got. This compounded interest can add up to a lot of gains over time, so if you’re someone that can trust themselves to have a lot of money tied up with the bank for an extended period of time, then this is definitely something for you to consider.

Relatively Safe For Senior Citizens

If you’re a senior citizen, you’re well aware of how precious your money is. You don’t have a stable salary anymore, so you’ll have to think about managing every little bit. For senior citizens, fixed deposits can be a good way to get some extra cash through the money they already have. This means that you won’t have to spend out of your life savings to ensure that you can get through the remainder of the month.

You’ll also find that banks will offer senior citizens a higher interest rate on FD than regular customers, so you can take advantage of that as well.

You Can Save on Taxes

While in other methods of investments, you can and will be regularly taxed, fixed deposits are only taxable once they break the exemption limit. This means, if you can plan your deposits properly, tax saving methods can be all the more beneficial for you, keeping money in your hands without having to pay taxes unnecessarily.

They’re Easy

Other investment routes can be difficult, since you’ll have to do days of research and walk through complicated procedures to get started. That isn’t the case with fixed deposits. They’re relatively easy to open and easier still to maintain.

They Can be a Regular Source of Income

If you have a number of fixed deposits in a number of banks, they can also be a sizable source of income for you, meaning that you can put your other money into other investments, keeping your finances secure.